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	<title>289 Real Estate Site &#187; home inspection</title>
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		<title>Home Buying Tip 7 Key Questions to Ask a Home Inspector</title>
		<link>http://www.iafflocal289.org/289-real-estate/home-buying-tip-7-key-questions-to-ask-a-home-inspector/</link>
		<comments>http://www.iafflocal289.org/289-real-estate/home-buying-tip-7-key-questions-to-ask-a-home-inspector/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 22:21:00 +0000</pubDate>
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				<category><![CDATA[289 Real Estate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[Home buying]]></category>
		<category><![CDATA[home inspection]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[<p><b>This home buying tip will help you ask the right questions when researching home inspectors.</b></p><p>A proper home inspection will give you the comfort of knowing your new home has been checked for breakage, disrepair and other problems.</p><p>But it all starts with choosing a professional h...]]></description>
			<content:encoded><![CDATA[<p><b>This home buying tip will help you ask the right questions when researching home inspectors.</b></p>
<p>A proper home inspection will give you the comfort of knowing your new home has been checked for breakage, disrepair and other problems.</p>
<p>But it all starts with choosing a professional home inspector who can give your home the thorough review it needs. So don&#8217;t be afraid to ask plenty of questions when choosing a home inspector. Here are seven key questions to ask:</p>
<p><b>1. What all do you inspect?</b><br /> <br />
 Different states have different rules for home inspectors. So you need to know up front what your state requires of inspectors, and then you need to make sure the inspector will actually cover those areas. Ask to see a blank copy of their inspection report or checklist. This will show you exactly what the inspector covers. If they have a problem showing you this document, find another home inspector!</p>
<p><b>2. What certifications do you have?</b><br /> <br />
 Like other home-based industries, home inspection has its share of frauds and phonies. It&#8217;s safe to assume they represent the minority, but it still pays to ask about certification. A professional home inspector will be happy to tell you about his certifications.</p>
<p><b>3. Do you specialize in residential or commercial inspections?</b><br /> <br />
 Be sure your inspector specializes in what you want him to do. In this case, make sure they specialize in residential / home inspections (instead of commercial property inspections).</p>
<p><b>4. How long have you been inspecting homes in this area?</b><br /> <br />
 General experience is fine, but regional or local experience gives a home inspector an extra edge. For instance, if an inspector has been working in your area for a long time, they probably know about unique conditions to watch for (radon levels, basement moisture, life expectancy of roofing, etc.).</p>
<p><b>5. How long do your home inspections usually take?</b><br /> <br />
 * Home buying tip &#8212; The average home inspection runs anywhere from two to four hours. If a home inspector tells you they can do it in an hour or less, you might want to dig a little deeper. Anything less than two hours is probably not a thorough inspection.</p>
<p><b>6. How much will the inspection cost?</b><br /> <br />
 * Home buying tip &#8212; Home inspections average between $300 and $500. This will depend on the size of the home and other factors. The cost of a home inspection is nominal when you consider the peace of mind it brings, but you still need to ask about the cost in advance. You don&#8217;t want to be surprised by an outrageously priced inspection after it has been completed.</p>
<p><b>7. Can I attend the inspection?</b><br /> <br />
 A home inspection is a great opportunity to learn about the inner workings of your home. Many home inspectors will let you proceed through the house alongside them. That way, they can educate you about your roof, heating and cooling system, water heater, etc.</p>
<p><b>Conclusion</b><br /> <br />
 This home buying tip will help you choose a professional, qualified home inspector. As a result, you&#8217;ll get a more thorough review of the home before buying it, and you&#8217;ll enjoy more peace of mind!</p>
<p>* Copyright 2006, Brandon Cornett. You may republish this article if you keep the byline and author&#8217;s note, and also leave the hyperlinks active.</p>
<p><b>Learn more!</b><br />
 This home buying tip was brought to you by HomeBuyingInstitute.com, the Internet&#8217;s largest library of home buying advice. Increase your home buying intelligence by visiting: http://www.homebuyinginstitute.com!</p>

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		<title>Hazards around the House</title>
		<link>http://www.iafflocal289.org/289-real-estate/hazards-around-the-house/</link>
		<comments>http://www.iafflocal289.org/289-real-estate/hazards-around-the-house/#comments</comments>
		<pubDate>Thu, 27 Nov 2008 21:09:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[289 Real Estate]]></category>
		<category><![CDATA[asbestos]]></category>
		<category><![CDATA[charlotte]]></category>
		<category><![CDATA[hazards]]></category>
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		<category><![CDATA[radon]]></category>
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		<description><![CDATA[<p>Do you have hazards around your house? I mean besides the toy fire truck in the middle of your hall floor in the dark in the middle of the night? Besides the Razor scooter that your little girl left behind your car that you didn't see when you had to back up. Eighty-nine dollars later you learn ...]]></description>
			<content:encoded><![CDATA[<p>Do you have hazards around your house? I mean besides the toy fire truck in the middle of your hall floor in the dark in the middle of the night? Besides the Razor scooter that your little girl left behind your car that you didn&#8217;t see when you had to back up. Eighty-nine dollars later you learn to look for hazards around your house. If you have kids, you have constant hazards around your home. There are other potential hazards in your house that are not child&#8217;s play. I am speaking of environmental hazards than can affect your home. You should consider environmental hazards in your home or when you are considering purchasing a home.</p>
<p>In my experience of inspecting homes in Charlotte, NC I have come across some common environmental hazards you should be aware of. Some of these hazards are asbestos, carbon monoxide, lead, radon, carbon monoxide, and groundwater contamination. In this article I hope to identify the basic environmental hazards and to describe the warning signs, characteristics, causes and solutions of the various environment hazards most commonly found in the real estate transaction.</p>
<p>Asbestos is a mineral that was once used as insulation because it was resistant to fire and contained heat effectively. Asbestos was used in residential buildings up until it was banned in 1978. In my inspections I usually found asbestos in older homes on heat ducts at the joints. It&#8217;s usually that white wrap on the joints of metal ducts. Asbestos can be found covering pipes, ducts, and heating and hot water units. Its fire resistant properties made it a popular material for floor tile, exterior siding and roofing products. Today we know that breathing asbestos fibers may result in a variety of respiratory diseases. Just the presence of asbestos is not necessarily a heath hazard. Asbestos is only harmful when it is disturbed or exposed causing it to become airborne. This often happens during renovation. Asbestos is highly friable. As it ages it breaks down easily into tiny fragment and particles. When these particles become airborne, they pose a risk to humans. Asbestos is costly to remove because the process requires state licensed technicians and specially sealed environments. Removal itself may be dangerous. Improper removal may further contaminate the air within the structure. The waste generated should be disposed of at a licensed facility. This further adds to the cost of removal. An alternate method of control that may be preferable is encapsulation. Encapsulation is the sealing off disintegrating asbestos. More information on asbestos-related issues is available from the EPA (telephone: 1-202-554-1404). The EPA has numerous publications that provide information on asbestos.</p>
<p>Lead-based paint was used on houses built prior to 1978. Lead-based paint may be on any interior or exterior surface. It is particularly common on doors, windows and other woodwork. About 75% of all private houses built before 1978 have lead present. That is approximately 57 million homes. Crawling babies can ingest lead dust from the hands. It can also be ingested in water from lead pipes or lead solder. Elevated levels of lead in the blood can cause serious damage to the brain, kidneys, nervous system and red blood cells. The degree of harm is related to the amount of exposure and the age at which the person was exposed. Presently, there is no federal law that requires homeowners to check for the presence of lead-based paint. Lead-based paint hazards must be disclosed however. In 1996 the EPA and the Department of Housing and Urban Development issued regulations requiring disclosure of the presence of any known lead-based paint hazards to potential buyers or renters. A lead based paint disclosure statement must be attached to all sales contracts and leases regarding residential properties built before 1978. Buyers or renters must be given ten days in which to conduct risk assessments or inspections for lead-based paint hazards. Buyers are not bound by any real estate contract until the ten-day period has expired. Real estate agents are to ensure that all parties comply with the law. For more information and pamphlets on lead-based hazards, call The National Lead Information Center, 1-800-424-5323</p>
<p>Radon is a radio active gas produced by the natural decay of radioactive substances. Some areas are known to have more significant amounts than others. Radon is found in every state. The highest concentrations can be found in the plains states, the upper Midwest and Northeastern United States. In the open air, radon usually dissipates into the atmosphere and is not likely to cause harm. When radon enters buildings and is trapped in high concentrations, it causes health problems. This usually happens in basements with poor ventilation. Radon is odorless and tasteless. It is impossible to detect without testing. Radon levels are relatively easy to reduce by installing ventilation systems or exhaust fans. The modern practice of creating energy-efficient homes and buildings with practically airtight walls and windows may increase the potential for radon gas accumulation. Heating and ventilation systems can spread radon gas throughout the house once it has accumulated. Radon has been proven to cause lung cancer. Individuals who smoke and spend considerable time indoors are particularly at risk. The EPA has a pamphlet &#8221; A Citizen&#8217;s guide to Radon&#8221; It is available online or at your local EPA office.</p>
<p>Another colorless and odorless gas that poses health risks is carbon monoxide. Carbon monoxide is a by-product of a fossil fuel burning appliance or heating system. It also can come from a car exhaust. A few years ago in Charlotte, four people were killed when someone left their car running in a townhouse garage. The garages were under the units. Apparently someone pulled in their garage and forget to turn their car off. It killed four people. After that Charlotte made it a law to have a carbon monoxide detector if you have any gas-burning appliance. When these appliances are ventilated properly there is not a problem. When improper ventilation or equipment malfunctions and permits large quantities of CO to be released into the structure, it poses a significant health hazard. Its effect is compounded by the fact that CO is so hard to detect. CO is quickly absorbed by the body inhibiting the blood&#8217;s ability to transport oxygen. This causes dizziness and nausea. More than 200 deaths occur from CO poisoning each year. Carbon monoxide detectors are available and their use is mandatory in some areas.</p>
<p>Groundwater contamination is a problem in some areas. Groundwater is the water that exists below the earth&#8217;s surface. Any groundwater contamination can threaten the supply of pure, clean water for private wells or public water systems. If the water gets contaminated, the earth&#8217;s natural filtering may not be adequate to ensure the availability of pure water. The groundwater can be contaminated in several ways. There is runoff from waste disposal sites, leaking underground storage tanks and pesticide and herbicides are usually some of the sources.</p>
<p>There are several hazards one should consider and test for in their own homes or one they are considering buying. Some of these hazards include but are not limited to radon, asbestos, lead based paint, carbon monoxide, and groundwater contamination. The costs of testing for these hazards are relatively small. The cost is especially small when compared to the cost of the presence of an environment hazard that you don&#8217;t know exists.</p>
<p>For more information about environmental hazards around your house, please contact Preston Sandlin at www.homeinspectioncarolina.com.</p>
<p>Preston Sandlin is a home inspector and real estate investor in Charlotte NC. He has been performing home inspections and buying real estate in Charlotte NC for over 11 years. He is a member of the North Carolina Home Inspector&#8217;s Association, the Charlotte Regional Realtors Association, and the BBB.</p>

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		</item>
		<item>
		<title>Home Inspection</title>
		<link>http://www.iafflocal289.org/289-real-estate/home-inspection/</link>
		<comments>http://www.iafflocal289.org/289-real-estate/home-inspection/#comments</comments>
		<pubDate>Wed, 05 Nov 2008 15:11:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[289 Real Estate]]></category>
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		<description><![CDATA[<p>Is there any good reason to do your own home inspection? How about to get a better deal. Every flaw you can find is a negotiating point. You don't have to learn building codes, and you probably should use a professional inspector in any case. The point of learning what to look for is to protect ...]]></description>
			<content:encoded><![CDATA[<p>Is there any good reason to do your own home inspection? How about to get a better deal. Every flaw you can find is a negotiating point. You don&#8217;t have to learn building codes, and you probably should use a professional inspector in any case. The point of learning what to look for is to protect yourself and get a better deal.</p>
<p><b>Home Inspection &#8211; Use A Checklist</b></p>
<p>A good home inspection checklist, keeps you from forgetting things. I have more than a hundred items on my own list. Think you could keep all these items in mind as you walk through a property? For tht matter, did you remember to look for water stains on the basement walls the last time you looked at a house? Bring a list!</p>
<p>Good lists are organized by area of the house, usually starting outside. Walk around and then through the home, checking each item on the list. Take notes. If a gutter is coming loose on the side of the house, write it down, along with notes about rotting wood or anything else you notice.</p>
<p>It doesn&#8217;t matter if you don&#8217;t know the difference between 12-gauge and 14-gauge wiring. You don&#8217;t have to become an expert on all the building trades, as useful as this would be. You just have to use what you do know. Make a note if something looks &#8220;odd&#8221; or &#8220;smells funny.&#8221; Afterwards, you can have a professional inspector take a closer look.</p>
<p><b>Home Inspection As A Negotiating Tool</b></p>
<p>many buyers make an offer on a home with an inspection contingency clause. After an inspector goes in, the buyer can re-negotiate the price based on his findings, or at least know that nothing is wrong. This isn&#8217;t a bad way to go, but lowering your offer too much can often offend a seller, and blow the deal. How would you feel if somebody dropped their offer by $10,000 after they already put it in writing?</p>
<p>A better way is to find as many problems with the property as you can, BEFORE making the offer. A list of these problems presented with an offer is a good impersonal (therefore non-offensive) way to present a low first offer. It&#8217;s a good idea to keep the inspection contingency in the offer, but you probably won&#8217;t have to lower your offer this way.</p>
<p>There is no need to be a carpenter to note that a railing is loose. Most of us can see if a home needs new paint. Home inspection can start with simple things like these, and end with a better price for you.</p>
<p>Steve Gillman has invested in real estate for years. For a complete home inspection checklist, and to see a photo of a beautiful house he and his wife bought for $17,500, visit http://www.HousesUnderFiftyThousand.com</p>

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		<title>Guaranteed Home Inspection Customers</title>
		<link>http://www.iafflocal289.org/289-real-estate/guaranteed-home-inspection-customers/</link>
		<comments>http://www.iafflocal289.org/289-real-estate/guaranteed-home-inspection-customers/#comments</comments>
		<pubDate>Sun, 19 Oct 2008 08:24:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[289 Real Estate]]></category>
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		<description><![CDATA[<p>As a former real estate agent I have attended more home inspections than I can remember. During all of these inspections I encountered the same home inspector over and over again. Why him? Because I reccomended him.</p><p>This home inspector did at least 20 inspections for my buyers.</p><p>WHY hi...]]></description>
			<content:encoded><![CDATA[<p>As a former real estate agent I have attended more home inspections than I can remember. During all of these inspections I encountered the same home inspector over and over again. Why him? Because I reccomended him.</p>
<p>This home inspector did at least 20 inspections for my buyers.</p>
<p>WHY him? For one reason &#8211; I was comfortable with him. He was the path of least resistance.</p>
<p>He happened to be the first inspector I ever used. As a rookie agent, buyers would ask me who do you recommend? I would always refer him. It&#8217;s all I knew and he did a decent job like most would.</p>
<p>So my point is this&#8230; If I were a home inspector I would concentrate my efforts on building relationships with new realtors. The last year I practiced real estate was 2004 and we had, on average, one new agent starting a week. Each one of these agents could equal 20 inspections like I did to my inspector.</p>
<p>As a realtor we would get tons of flyers and newsletters from inspectors and we would throw them all out. New agents are eager to learn. I would offer to come in and give new agents a starter course on the home inspection process. Build relationships with them, and they can be a huge source of revenue. And it won&#8217;t cost you a penny&#8230;</p>
<p>Kerry Mann runs a Milwaukee Home Inspector directory http://www.himilwaukee.com. He offers free listings for home inspectors&#8230;</p>
<p>http://www.himilwaukee.com</p>

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		<title>TOP 10 MUST DO&#8217;s Before Buying a Home</title>
		<link>http://www.iafflocal289.org/289-real-estate/top-10-must-dos-before-buying-a-home/</link>
		<comments>http://www.iafflocal289.org/289-real-estate/top-10-must-dos-before-buying-a-home/#comments</comments>
		<pubDate>Sat, 03 May 2008 18:23:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[289 Real Estate]]></category>
		<category><![CDATA[buying a house]]></category>
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		<description><![CDATA[<p>1. Make yourself an informed educated buyer. There is so much information at our fingertips. Use the Internet to research neighborhoods, prices and the home buying process in general. Checkout the website of the city your researching.</p><p>2. Find a realtor. Feel free to research online, but use...]]></description>
			<content:encoded><![CDATA[<p>1. Make yourself an informed educated buyer. There is so much information at our fingertips. Use the Internet to research neighborhoods, prices and the home buying process in general. Checkout the website of the city your researching.</p>
<p>2. Find a realtor. Feel free to research online, but use a realtor. They will provide you with an invaluable insight to the process. If you are buying a home the seller ends up paying your realtor. You pay them nothing.</p>
<p>3. Get pre-approved for your home loan. The biggest mistake buyers make is starting to look for a home before their financing is in place. Its free to get pre-approved and it will allow you to plan better ahead of time.</p>
<p>4. Budget. Now you are preapproved, which is great, you know what price range to search in. But this means nothing if you dont have a budget in place. Plan out ahead of time what your mortgage will be, living expenses etc. to determine for yourself if you are looking in your right price range.</p>
<p>5. Determine your housing needs and wants. Determine the functionality required in your new home. There are plenty of &#8220;cute&#8221; homes in Milwaukee were I am from- but if its not close to work, or too small it means nothing.</p>
<p>6. Determine your ideal location. Verify proximity to work, shopping and schools. And search within this range.</p>
<p>7. Don&#8217;t make quick uninformed decisions. it&#8217;s easy to do, especialy if you have looked at a ton of homes and are ready to move. If you are unsure about an aspect of buying your house don&#8217;t be pushed until you are clear.</p>
<p>8. Do a pre-inspection home inspection. There is a great article about this at my website http://www.himilwaukee.com/<br />
 in the forum section.</p>
<p>9. Now that you found your home, sit down and review all aspects before writing an offer. Pros and cons, and items listed above.</p>
<p>10. Meet with your realtor and write an offer. Be sure to get a home inspection preferably by a reccomended certified home inspector.</p>
<p>Kerry Mann is a former real estate agent from Milwaukee Wisconsin. He also runs home inspection Milwaukee website. It is a direcotry of local home inspectors from Milwaukee and Wisconsin. http://www.himilwaukee.com</p>

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